Our Services

Sharon, Sledge and Ron will help you plan, save, invest and navigate the Texas TRS System to help you achieve freedom in retirement.

TRS TEXAS

We will help you understand your specific TRS Retirement Formula and help you maximize your retirement. Many changes have been made in the last few years and the number of retirement tiers have increased.

403(b)’s

We will review your current 403(b) in regards to TRS regulations and review your time horizon and risk tolerance to make sure you are in the appropriate 403(b) for you. Are you investing appropriately to try to beat inflation?

PLSO’s

Should you take a Partial Lump-Sum Option when you retire? We will help you evaluate this important and often misunderstood retirement option and help you understand how it works. It’s critical to handle it correctly.

401(k) Rollovers

You or your spouse or partner may have a 401(k) sitting out there from former employment. We can help you evaluate if it’s beneficial to roll it over into your 403(b), set up a separate rollover IRA or leave it where it is.

Retirement Income Planning

We will help you understand how important this component of your retirement is to your comfort and well-being for your life. We are living longer and Retirement Income Planning is more important than ever.

Insurance

Insurance is essential to any comprehensive financial security plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship.

Social Security

We help Texas Teachers understand how the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO) provisions can affect their retirement considerably if not planned for properly.

Investments

We help Texas Teachers understand and evaluate various investments and what role they can play in their overall financial picture—now and for the future.

Saving For College

As the cost of a college education continues to rise, outpacing the rate of inflation, it is becoming beyond the reach of most people unless they have planned early on. For people starting a college savings plan today, questions arise as to the best way to save.